CONTACT US

Our Team

HSC-WealthAdvisors-Team

At HSC Wealth Advisors, an independent financial advisory firm, our team consists of CERTIFIED FINANCIAL PLANNERS™, Accredited Investment Fiduciaries®, a Certified Public Accountant, and a partner, who has achieved the Chartered Financial Analyst (CFA) designation. Our background and wealth of experience contributes to the success our clients see with their investments, savings, and financial health. Each individual at HSC Wealth Advisors has the same belief when it comes to our clients: they come first, which is why we operate as a fee-only firm. Our team always looks out for the best interest of the client, and how we can help our clients achieve their financial goals. As CERTIFIED FINANCIAL PLANNERS™ and Financial Advisors, we can provide you with proper guidance for the service you need. Whether it be financial planning, retirement planning, or investment management, an HSC Wealth Advisors representative can help you. Tell us about your goals, and we will help you achieve them!

 

Rick A. Huff, CPA – Founder, Financial Planner

 

Rick Huff - CPAEducation:

Xavier University, BS, Accounting
Xavier University, MBA
Golden Gate University, MS Tax

Credentials:

Certified Public Accountant (CPA)
Personal Financial Specialist (PFS)
NAPFA Registered Financial Advisor

Life Experience:

After a career in accounting, Rick entered the financial planning field in the late 1980’s and joined what would become HSC Wealth Advisors. As the tax and estate planning specialist, Rick’s passion is helping clients, especially business owners, be tax efficient and craft a legacy to benefit their family for generations.

Rick has been happily married to his wife Deborah for 40 years and enjoys spending time with his daughters and their husbands, along with being grandfather to his three grandchildren.

Email: rick@hscwa.com

 

 

Brian R. Carlton, CFP® – Financial Planner

 

Brian Carlton - CFPEducation:

Virginia Tech, BS, Finance
Old Dominion University, MBA
College for Financial Planning

Credentials:

CERTIFIED FINANCIAL PLANNERTM professional
Licensed Insurance Consultant (Life/Health) -Virginia
Former Licensed Nursing Home Administrator
NAPFA Registered Financial Advisor

Life Experience:

Brian has followed his passion for helping people by serving in the US Peace Corps/Korea, having an early career as a nursing home administrator, and then establishing his own comprehensive, fee-only practice, Carlton Financial Services. In 2000, he merged this practice with Rick Huff and Sandy Stuart to form Huff, Stuart & Carlton (now HSC Wealth Advisors). Brian brings expertise and focus to critical financial decisions facing women and older individuals.

Brian is married to Elizabeth Sumpter, has 3 children and enjoys reading, hiking, biking, and various marathons and triathlons.

Email: brian@hscwa.com

Joel E. S. Bengds, CFP® – Financial Planner

 

Joel Bengds - CFPEducation:

Liberty University, B.S.
University of Georgia – Terry College of Business (Executive Program in Financial Planning)

Credentials:

CERTIFIED FINANCIAL PLANNERTM professional
Accredited Investment Fiduciary®
NAPFA Registered Financial Advisor

Life Experience:

Joel joined HSC as an investment manager in 2005.  Joel is passionate about offering unbiased financial advice and managing investment assets based on his client’s goals and objectives.  Joel obtained his Certified Financial Planner TM certification in 2012.

Joel and his wife Melissa have three children; Aiden, Jesse and Elina.  Joel enjoys spending time with his family and is involved in his local church.

Email: joel@hscwa.com

 

Justin M. Victor, CFP® – Financial Planner

 

Justin Victor - CFPEducation:

Liberty University, BS, Finance
University of Georgia – Terry College of Business (Executive Program in Financial Planning)

Credentials:

CERTIFIED FINANCIAL PLANNERTM professional
NAPFA Registered Financial Advisor

Life Experience:

Justin began his career at a national broker-dealer in 2005 and joined HSC Wealth Advisors after 3 years of working in a commission and fee based financial advisory firm.  During the financial crisis of 2008, Justin began to question the brokerage model, so he was thrilled to move to an independent fee only firm where he could provide completely objective advice to clients.  In addition to holding the Series 65 Uniform Investment Adviser designation, Justin holds the CFP® certification. Justin enjoys working with our clients and is passionate about helping the next generation become financially independent.

Justin lives in Lynchburg with his wife, Joy, and their daughters Nadia and Anya. Together they enjoy watching Phillies baseball, canoeing, fishing, and hiking throughout the Blue Ridge Mountains.

Email: justin@hscwa.com

 

Joe Eskridge, CFA, CFP®, AIF®, FLMI – Financial Planner

 

Joe Eskridge - CFA - CFPEducation:

University of North Carolina at Chapel Hill, AB
Wake Forest University, The Babcock School, MBA
College for Financial Planning

Credentials:

CERTIFIED FINANCIAL PLANNERTM professional
Chartered Financial Analyst (CFA) designation
Accredited Investment Fiduciary®

Fellow, with distinction, of LOMA’s Life Management Institute
NAPFA Registered Financial Advisor

Life Experience:

Joe developed his financial services acumen from his experience with Fortune 500 companies in roles such as M&A specialist and investment management adviser. His interests include servant leadership activities with WARM Streets, Daily Bread and other charities in our community. Joe is also an alumnus of Leadership Lynchburg, former chairman of LACIL Disability Services, past president of the local Kiwanis Club, former board member of First Presbyterian Weekday School, and former deacon of his church. He enjoys playing racquetball and watching college sports and pro football. Joe and his wife, Beth, have three daughters. The elements that make him a trusted fiduciary—loyalty, commitment and enthusiasm—also make him a great husband and father.

Email: joe@hscwa.com

Tami Acree (Tolsma), CFP® – Financial Planner

 

Tami Tolsma - CFPEducation:

Liberty University, BS, Accounting
Tallahassee Community College, CFP® Certification Program

Credentials:

CERTIFIED FINANCIAL PLANNERTM professional
NAPFA Registered Financial Advisor

Life Experiences:

Tami enjoys seeing clients in all stages of life achieve their goals. One of her greatest joys is playing a role in that process by helping individuals save money and make wise financial decisions. Prior to joining the HSC team in 2012, Tami completed her undergraduate degree at Liberty University where she specialized in Accounting and Finance and competed on LU’s Track and Field team.

Tami and her husband Caleb live in Lynchburg with their white husky and cat. When she isn’t at the office, Tami enjoys coaching high school polevault, volunteering at GO Church in Forest, and participating in all things active including waterskiing, volleyball and Frisbee golf.

Email: tami@hscwa.com

 

Melanie H. Chenault – Client Service Manager

 

Melanie ChenaultEducation:

University of Richmond, BAS, Humanities and Social Sciences

Credentials:

Licensed Investment Advisor Representative
Licensed Insurance Producer, (Life/Health) – Virginia

Life Experience:

Melanie spent over 20 years working in the financial planning industry prior to joining HSC Wealth Advisors.  Her experience in sales and service of investments and insurance products as well as her attention to detail enables her to focus on providing superior client service.

Melanie and her husband, Kevin, live in Forest with their two children.  She enjoys spending time with her family and supporting her children as they compete in baseball, volleyball and swimming events.

Email: melanie@hscwa.com

 

Emily L. Janssen – Assistant Financial Planner

 

Emily JensenEducation:

Raritan Valley Community College, AS
Liberty University, BS, Financial Planning

Life Experience:

Emily graduated from Liberty University with a passion to serve others through financial counselling. In the fall of 2014, Emily joined the HSC team as a Financial Planning Analyst Intern while working on her bachelor’s degree. After graduating in 2015, Emily transitioned into the role of Assistant Financial Planner and intends to sit for the CERTIFIED FINANCIAL PLANNER™ exam in the near future. Prior to attending Liberty, Emily earned her Associates Degree in Business Administration from Raritan Valley Community College in New Jersey.

Emily enjoys all things active and social. In her free time, Emily can be found, running, painting, rocking climbing, and investing in her church community.

Email: emily@hscwa.com

Stacie Rhodes – Certified Public Accountant (CPA)

 

Stacie Rhodes - CPAEducation:

Wingate University, BS, Accounting
North Carolina State University, MAC

Credentials:

Certified Public Accountant (CPA)

Life Experience:

Stacie discovered her passion for seeing individuals achieve their personal goals during her time working for Ernst & Young, LLP in their assurance services department. In August 2015, she moved from Raleigh to Lynchburg to pursue her Doctorate in Business Administration (with an accounting concentration) at Liberty University. She appreciates the challenge of tax planning and enjoys working with each financial advisor to evaluate strategic tax planning opportunities for our clients.

Stacie is actively involved with her church and International Bible Study Fellowship. As a former collegiate athlete (basketball), she enjoys most sports and activities that provide a competitive challenge. She loves travelling and discovering new place, but finds her best moments of relaxation on the beach with a good book.

Email: stacie@hscwa.com


REQUEST A CALL FROM OUR ADVISORS