Financial Planning

A Comprehensive Financial Advisor in Virginia

HSC Wealth Advisors are Virginia-based financial planners noted for superior credentials, unparalleled integrity and a client-first advisory approach. Our financial planners are near Lynchburg and surrounding regions, and HSC Wealth Advisors also provides financial planning services nationally.

The Fee-Only Approach

As a fee-only wealth management firm with an unparalleled reputation and a commitment to integrity, our Virginia financial advisors believe our fee-only approach eliminates conflicts of interest and puts the needs of our clients first — where they should be. We never accept compensation from product sponsors because our advisors prefer to choose the investment vehicles that best benefit our clients.

HSC Wealth Advisors doesn’t sell products that pay commissions or compensate us for their sale — we only use no-load, no-transaction-fee mutual funds and ETFs (Exchange Traded Funds) in the pursuit of a diversified portfolio that manages turbulent markets with fewer ups and downs.

Stay Secure During Challenging Times

Many HSC Wealth Advisors clients have benefited from the quality advice we provide during challenging times. Making hasty decisions during periods of market volatility can be costly, and we help our clients retain their peace of mind as we help them manage difficult investment decisions. Clients who have been with HSC Wealth Advisors over our 30 years in the investment industry appreciate the fiduciary standard we employ in every client relationship — this ensures our ability to provide sound advice that puts the needs of clients first.

The Fiduciary Standard

Experienced investors who work with multiple advisory services understand the difference between the suitability standard employed by most brokerage firms and the fiduciary standard HSC Wealth Advisors uses for our clients.


Most brokers will only sell investment vehicles they deem “suitable” for a particular client — even if it’s not the most cost-effective solution. However, HSC Wealth Advisors is an independent, fee-only firm that puts the interests of our clients ahead of ourselves and product sponsors. This avoids a conflict of interest and helps our team provide professional, competent advice while maintaining strict standards of integrity and honesty.

The HSC Wealth Advisors Team

The HSC Wealth Advisors team features financial planners and advisors capable of serving clients in Lynchburg and across the United States. With decades of experience and outstanding professional credentials,our team iscommitted to the HSC Wealth Advisors mission and investment philosophy. Our Lynchburg financial advisory firm provides comprehensive retirement planning, wealth management, insurance analysis, tax and estate planning, education planning and charitable giving services.

Our team also works closely with tax and legal professionals in close proximity to clients so we can connect them with integrated support services when necessary. Our mission is to build a long term client relationship with you that enhances your lifestyle and financial resources.  Let us create a partnership that will sustain your family for generations to come. Contact us for more information today!