Financial Advice

That's fitted for you.




A Little bit About our values

We treat our clients how we would treat ourselves and more importantly, our own families.

30+ years in business
CFP Professionals
Independent, fee-only RIA
Confidentiality is Valued
Commission Free
Located in Virgina


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Services fitted for you.

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HSC Wealth Advisors.

Independent fee-only wealth management firm

HSC Wealth Advisors is an independent fee-only wealth management firm comprised of a team of EXPERIENCED financial advisors and investment managers. When you are seeking professional, dedicated experts to help you plan a secure retirement strategy, start your financial portfolio as a young investor, or create a comprehensive financial plan, the team members at HSC Wealth Advisors are some of the best in the industry.

Located in view of the beautiful Blue Ridge Mountains of Virginia, we serve individuals and families locally and across America. You are at the center of all we do. As you share with us your goals and plans for the future, we listen and work with you to develop your personalized financial management and investment strategies.

You can count on HSC Wealth Advisors to always act in your best interest and be there to fine tune and adjust your financial plans as your life changes and you face challenges‚ both good and bad.

You may need help with understanding & planning for:

  • Social Security Benefits
  • 401k Savings
  • Pension Options
  • Tax & Estate Planning

You will have confidence in us, knowing that we currently manage over $175 million for nearly 250 households and for over 30 years have served everyone from young professionals to older individuals in retirement. We provide peace of mind to those we serve as they successfully flourish in their careers, start their families, or retire in Lynchburg, Bedford, Smith Mountain Lake, Roanoke, Charlottesville, and beyond.

As you choose a trusted firm to guide you through the complex world of financial planning and investment management, remember the advantages of working with independent fee-only financial advisors: no product sales and no commissions means unbiased recommendations and good financial advice.

We look forward to partnering with you to meet your financial and life goals.



News & events


Meet the Newest HSC Family Member

Congratulations to Joy and Justin Victor who welcomed their third child and first son into the world over the holiday weekend! Judah Michael Victor arrived weighing a healthy 8 lb. 15 oz., 21 in long. Joy and Justin chose the name “Judah” because of its meaning, “praise”. Judah’s middle name “Michael” is in honor of […] Read More


Welcome to Brexit

Written by Bob Veres, June 28th, 2016   Yesterday’s vote by the British electorate to end its 43-year membership in the European Union seems to have taken just about everybody by surprise, but the aftermath could not have been more predictable.  The uncertainty of how, exactly, Europe and Britain will manage a complex divorce over […] Read More


The Challenges and Benefits of a Reduced Hour Work Week

Written by Brian Carlton   Call it a “phased retirement,” “wind down,” “part-time” or anything you want, but you are probably aware that I am now working reduced hours at HSC Wealth Advisors. To be exact, my schedule is Tuesday through Thursday, 8:30 to 5:00. I requested this adjusted work week and I’m glad I […] Read More


After Tax Contributions

Written by Rick Huff   This Is Big – Really Big   Every so often, situations arise that provide tremendous opportunities to both save and reduce our taxes. Far too often we gripe about taxes, the complexity of the tax code, and the fact that we have to pay taxes at all. Instead, we should […] Read More