Our Team: Serving Virginia and Beyond

Joe Eskridge, CKA®, CFA®, CFP®, AIF®, CBDA®, FLMI®

Financial Planner

Credentials:

• Certified Kingdom Advisor®
• Chartered Financial Analyst (CFA) charterholder
• CERTIFIED FINANCIAL PLANNER™ professional
• Accredited Investment Fiduciary®
• Certified in Blockchain and Digital Assets® and member, Digital Assets Council of Financial Professionals
• Fellow, with distinction, of LOMA’s Life Management Institute
• NAPFA-Registered Financial Advisor

Education:

College for Financial Planning
Wake Forest University, The Babcock School, MBA
University of North Carolina at Chapel Hill, BA

Life Experience:

Joe’s roots in investments, leadership, and civic engagement run deep. He is a proud member of the Sons of the American Revolution and the Jamestowne Society. His Jamestown ancestor, Captain Thomas Graves, was an original investor in the Virginia Company of London and one of the first settlers in England’s earliest permanent American colony. Graves also helped shape self-government and representative democracy as one of 22 founding members of the Virginia House of Burgesses, America’s first freely elected legislative assembly. Joe’s passions include genealogical research and servant leadership through the Kiwanis Club of Lynchburg and other local charities. He enjoys college sports and spending time with his wife, Beth, and their three daughters.

Email: joe@hscwa.com

Joel E. S. Bengds, CFP®, CKA®, AIF®

Financial Planner

Credentials:

• CERTIFIED FINANCIAL PLANNER™ professional
• Certified Kingdom Advisor®
• Accredited Investment Fiduciary®
• NAPFA-Registered Financial Advisor

Education:

Indiana Wesleyan University, MBA
Liberty University, BS
University of Georgia – Terry College of Business (Executive Program in Financial Planning)

Life Experience:

Joel joined HSC as an investment manager in 2005. He is passionate about offering unbiased financial advice and helping clients achieve their goals and objectives. Joel obtained his CERTIFIED FINANCIAL PLANNERTM certification in 2012 and enjoys the team approach at HSC.

Joel has many passions including his faith in God, quality time with his family, and various home and yard projects. Joel and his wife Melissa met while living in Tucson, Arizona and love raising their three children in Central Virginia. Joel enjoys spending time with family and friends and being active meeting new people in the community.

Email: joel@hscwa.com

Justin M. Victor, CFP®

Financial Planner

Credentials:

• CERTIFIED FINANCIAL PLANNER™ professional
• NAPFA-Registered Financial Advisor

Education:

Liberty University, BS, Finance
University of Georgia – Terry College of Business (Executive Program in Financial Planning)

Life Experience:

Justin began his career at a national broker-dealer in 2005 and is now a Partner at HSC Wealth Advisors, where he works with approximately 100 clients. During the financial crisis of 2008, Justin began to question the traditional brokerage model, leading him to join HSC. He was thrilled to move to an independent, fee-only firm where he could provide completely objective advice. In addition to holding the Series 65 Uniform Investment Adviser designation and the CFP® certification, Justin is currently taking classes for the Certified Kingdom Advisor (CKA) designation. Justin enjoys working with his clients and is passionate about helping people prepare for and thrive in retirement.

Justin grew up in Santa Fe, New Mexico, and now lives in Forest with his wife, Joy, whom he met at Liberty University, and their three children. Their bustling home also includes two dogs, two cats, and thirty chickens!

Justin loves spending time with his family, which often begins with his morning cup of coffee. He is frequently found on the sidelines supporting his kids in their various sports—basketball, soccer, and football. As a family, they enjoy going for walks, working out together, dabbling in pickleball, and embracing the outdoors—especially hiking throughout the Blue Ridge Mountains. He is an avid fan of Eagles football and NBA basketball.

Justin is committed to his faith in Jesus Christ. He and Joy are deeply involved in their community, serving in the college ministry at their local church.

Email: justin@hscwa.com

Emily Eshleman, CFP®, CKA®

Financial Planner

Credentials:

• CERTIFIED FINANCIAL PLANNER™ professional
• Certified Kingdom Advisor®
• NAPFA-Registered Financial Advisor

Education:

Liberty University, BS, Financial Planning
Raritan Valley Community College, AS

Life Experience:

Emily graduated from Liberty University with a passion for serving others through values-based financial planning. She joined the HSC team as an intern in 2014 while completing her bachelor’s degree and has continued to grow with the firm ever since.

Emily earned the CERTIFIED FINANCIAL PLANNER™ designation in 2017 and the Certified Kingdom Advisor® designation in 2018. Since earning her professional credentials, she has advanced to Lead Advisor and has served in a variety of roles across financial planning, operations, and investment management. As an advisor, Emily provides clients with comprehensive and tailored advice. She is committed to acting in the best interests of her clients at all times.

Emily’s work is rooted in faith-based financial planning, helping individuals and families steward their resources with wisdom, clarity, and purpose. Emily integrates biblical principles with technical expertise to help clients align their financial decisions with their values and long-term goals.

Emily is proud to be part of a growing community of women in the financial planning profession and is passionate about advancing female leadership in the industry. She is equally committed to mentoring and encouraging the next generation of women pursuing careers in financial planning.

Emily and her husband Addison live in Lynchburg. They have been blessed with two children so far and are loving the family life. Together they enjoy traveling and all things active or social. In her free time, Emily enjoys spending time with family and friends, watching sports, listening to podcasts, and investing in her church community.

Email: emily@hscwa.com

Brian Devers, CPA/PFS, CFP®

Financial Planner

Credentials:

• CERTIFIED FINANCIAL PLANNER™ professional
• Certified Public Accountant (CPA)
• Personal Financial Specialist (PFS)

Education:

Liberty University, BS, Accounting

Life Experience:

Brian has been serving small business owners and individuals as a Licensed CPA since 2004. He began working in public accounting in 1999, the same year he met his bride to be, Carrie. Brian has decades of professional experience assisting clients with their tax and financial needs. As a financial planner at HSC Wealth Advisors, Brian relies on his tax and accounting expertise to help families and small businesses make strategic financial decisions.

Brian and Carrie have three boys and one girl. Through the years, they have been active in their church, homeschool, and Christian school communities. As a family, they enjoy vacationing to quiet beaches and have a growing collection of the sharks’ teeth they have found. They also enjoy disc golf and playing board games.

Email: brian@hscwa.com

Madison Lorentzen, CFP®, CKA®

Associate Advisor

Credentials:

• CERTIFIED FINANCIAL PLANNER™ professional
• Certified Kingdom Advisor®

Education:

Liberty University, BS, Financial Planning

Life Experience:

Madison Lorentzen brings a wealth of experience from his six-year tenure as a Correctional Professional with the State of Alaska, where he discovered his passion for assisting others and developed an interest in financial planning. After graduating from Liberty University’s financial planning program in 2020, Madison continued to expand his expertise. He became a Certified Financial Planner in 2022 and a Certified Kingdom Advisor in 2023.

Now a valued member of the HSC team, Madison is dedicated to helping families integrate their values with their life goals, ensuring a secure financial future. Beyond his professional pursuits, Madison is an avid supporter of wildlife conservation and enjoys spending time hunting, embracing his connection with God through His creation. Madison also cherishes moments in nature with his wife, Morgan, and their three children, often exploring the National Forests on family hikes.

Email: madison@hscwa.com

Maggie Banister

Client Experience Coordinator

Education:

Liberty University, BS, Business Administration & Data Analytics, Nonprofit Management

Life Experience:

Maggie Banister joined the HSC team as a Client Experience Coordinator in 2025. She graduated from Liberty University with a Bachelor of Science in Business Administration and Data Analytics, concentrating in Nonprofit Management. During her time at Liberty, Maggie served as a Resident Assistant, where she discovered her passion for creating welcoming environments and supporting others.

In her current role, Maggie brings that same commitment to hospitality and care, ensuring every client interaction is positive and meaningful.

Outside of work, Maggie enjoys being involved in her local church, spending time with family and friends, reading, baking, and exploring new craft hobbies.

Email: maggie@hscwa.com

Aiden Bengds, CFP®, CKA®

Paraplanner

Credentials:

• CERTIFIED FINANCIAL PLANNER™ professional
• Certified Kingdom Advisor®

Education:

Liberty University, BS, Finance & Financial Planning

Life Experience:

Aiden brings his passion for financial planning and helping others to his role at HSC, where he focuses on making a meaningful impact in clients’ lives. He graduated from Liberty University in 2024, where he was involved in the Peer Financial Coaching program at the Center for Financial Literacy. Aiden began his journey with HSC as an intern in 2022 before joining the team full-time in the summer of 2024. In 2025, he became a CERTIFIED FINANCIAL PLANNER™ professional and earned the Certified Kingdom Advisor® designation. Passionate about helping clients achieve their financial goals, he thrives on developing personalized financial plans that position them for long-term success.

Outside of work, Aiden enjoys spending time with his wife, Melody, and their daughter, Riley. As a family, they love watching movies, cooking together, and cheering on the Carolina Hurricanes.

Email: aiden@hscwa.com

Brooke Wickersham

Operations Associate

Education:

Liberty University, BS, Finance

Life Experience:

Brooke joined the team while finishing her degree in Finance and Biblical Studies at Liberty University in 2025. Prior to working with HSC, she served as a peer financial coach and commuter shepherd at LU. She now passionately serves our clients and advisors with the goal of making operations and life transitions as simple as possible. After working in office for some time, Brooke married her college sweetheart and moved to Durham, North Carolina with her husband, Ryan. She now works remotely from her home office, which the team affectionately refers to as the “HSC Wealth Advisors, Durham Branch.” As Operations Associate, Brooke works to make paperwork a breeze and keep client accounts in good order. 

Brooke enjoys spending time with her new husband, baking, running, and making frequent visits to both her and Ryan’s respective family farms. She also deeply values being involved in her local church where her and her husband get to serve the youth!

Email: brooke@hscwa.com

Dr. Stacie Rhodes, CPA, CFP®, CKA®

Consultant

Credentials:

• CERTIFIED FINANCIAL PLANNER™ professional
• Certified Public Accountant (CPA)
• Certified Kingdom Advisor®

Education:

Liberty University, DBA, Accounting
North Carolina State University, MAC
Wingate University, BS, Accounting

Life Experience:

Stacie discovered her passion for seeing individuals achieve their personal goals during her time working for Ernst & Young, LLP in their assurance services department. In August 2015, she moved from Raleigh to Lynchburg to pursue her Doctorate in Business Administration (with an accounting concentration) at Liberty University. She appreciates the challenge of tax planning and enjoys working with each financial advisor to evaluate strategic tax planning opportunities for our clients.

Stacie is actively involved with her church and International Bible Study Fellowship. As a former collegiate athlete (basketball), she enjoys most sports and activities that provide a competitive challenge. She loves traveling and discovering new places, but finds her best moments of relaxation on the beach with a good book.

Email: stacie@hscwa.com

Ryan Briley

Paraplanner

Education:

Liberty University, BS, Financial Planning & Economics

Life Experience:

Ryan Briley graduated from Liberty University in May 2025 with a degree in Business Administration, concentrating in Financial Planning and Economics. He has since passed both Level II of the CFA® and the CFP® exam, further strengthening his expertise in comprehensive financial planning and investment analysis. Ryan’s passion for financial planning began during his internship at HSC Wealth Advisors in the summer of 2024, where he gained hands-on experience assisting with client strategies and understanding how to align financial decisions with personal goals and values. His interest in helping others manage their finances was also cultivated through his role as a peer financial coach at Liberty University, where he guided students and faculty in building healthy financial habits.

Outside of work, Ryan enjoys spending time with his church community, hiking, and cheering on the Carolina Panthers and Baltimore Orioles. He married his wife, Caroline, in the summer of 2025 and continues to pursue growth both personally and professionally.

Email: ryan@hscwa.com